.ref-hero { padding-bottom: 64px; }
.ref-hero__title { margin-bottom: 24px; line-height: 1.08; }
.ref-stats { display: flex; flex-wrap: wrap; gap: 10px; margin: 0; padding: 0; list-style: none; }
.ref-stats li {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 150px;
  padding: 16px 20px;
  background: #FFFFFF;
  border: 1px solid var(--gray-200);
  border-radius: 18px;
}
.ref-stats strong { font-weight: 600; font-size: 28px; line-height: 42px; letter-spacing: -0.6px; color: var(--navy-500); }
.ref-stats strong.is-teal { color: var(--teal-700); }
.ref-stats span { font-size: 14px; line-height: 21px; color: var(--gray-700); }

.ref-block { padding-top: 96px; }
.ref-block__title { margin-bottom: 32px; line-height: 1.12; }
.ref-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.ref-logo { height: 120px; padding: 20px; border-radius: 16px; }
.ref-logo img { max-height: 84px; width: auto; filter: grayscale(0); transition: transform .2s; }
.ref-logo:not(.ref-logo--empty):hover {
  border-color: var(--teal-500);
  box-shadow: 0 16px 30px -22px rgba(0, 122, 112, 0.6);
}
.ref-logo:not(.ref-logo--empty):hover img { transform: scale(1.05); }
.ref-error { grid-column: 1 / -1; padding: 20px; border-radius: 14px; background: var(--coral-100); color: var(--coral-700); }

.trust-card {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 32px;
  padding: 56px;
  background: var(--navy-500);
  border-radius: 28px;
}
.trust-card__text { display: flex; flex-direction: column; gap: 12px; max-width: 524px; }
.trust-card__eyebrow { font-weight: 600; font-size: 14px; line-height: 21px; color: var(--teal-500); }
.trust-card__number { font-weight: 700; font-size: 64px; line-height: 1; letter-spacing: -2px; color: #FFFFFF; }
.trust-card__lead { font-size: 16px; line-height: 1.6; color: var(--gray-300); }
.trust-card__tags {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 10px;
  max-width: 440px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.trust-card__tags .tag-outline { cursor: default; }
.trust-card__tags .tag-outline:hover { background: var(--teal-500); border-color: var(--teal-500); color: var(--navy-500); }

.ref-block + .cta-strip { padding-top: 96px; }

@media (max-width: 1199.98px) {
  .ref-grid { grid-template-columns: repeat(4, 1fr); }
}
@media (max-width: 991.98px) {
  .ref-block { padding-top: 72px; }
  .ref-grid { grid-template-columns: repeat(3, 1fr); }
  .trust-card { padding: 40px; }
  .trust-card__tags { justify-content: flex-start; }
}
@media (max-width: 575.98px) {
  .ref-hero { padding-bottom: 40px; }
  .ref-stats li { flex: 1 1 140px; min-width: 0; padding: 12px 14px; }
  .ref-stats strong { font-size: 22px; line-height: 32px; }
  .ref-grid { grid-template-columns: repeat(2, 1fr); gap: 10px; }
  .ref-logo { height: 96px; padding: 14px; }
  .ref-logo--empty { display: none; }
  .trust-card { padding: 28px 22px; }
  .trust-card__number { font-size: 48px; }
}

.ref-stats li { transition: background-color .25s, border-color .25s, box-shadow .25s, transform .25s; }
.ref-stats li:hover { background: var(--navy-500); border-color: var(--navy-500); }
.ref-stats li:hover strong { color: #FFFFFF; }
.ref-stats li:hover strong.is-teal { color: var(--teal-500); }
.ref-stats li:hover span { color: var(--gray-300); }